There are certain times of the year that shopping is just plain dreadful. The parking lots are full, the lines are long and the prices are through the roof. You can now shop from home using your computer and get better prices than you ever could if you went through the torture of going to the store.
Don’t hesitate to go to several sites and compare prices. When you shop online, you have a better chance of landing a great deal. If your shopping for the best price, only consider the prices from sites where you feel comfortable making a purchase. Even if you find a terrific price, if ordering from a given store worries you, there is little point.
When shopping online, you need to be extra careful if you are using your cellphone to purchase online. Using a public Wi-Fi can leave your personal vulnerable to hackers. Try to only use your secured network when shopping online using a cellphone and never use a public Wi-Fi hot spot to shop.
If you think that you will be making a lot of online purchases in the future, consider applying for a separate credit card to use only for these transactions. It is easier to track all transactions if they are the only items listed on this card’s transaction records. Additionally, you don’t need to worry about your own funds being compromised, even temporarily, if you are a victim of fraud.
Be careful where you submit your credit card information. When you are shopping online, always use secure sites. These are sites that have taken steps to protect your valuable information. A secured website will begin with HTTPS instead of the standard HTTP. There will also be a locked icon, either in your address or status bar, depending on which browser you use.
Don’t supply too much information. It should be no surprise that a shopping site will need your credit card information in order to bill you, and your address so that you can receive your items. However, use caution if more information is asked. No shopping site should ever need your social security number, and even your birth date may be too much information. Those pieces of information, combined with your credit card number can be used by an identity thief to wreak havoc.
When ordering a product from an online store, make sure the URL of the page starts with HTTPS instead of HTTP. This is a sign that the page is secure and that you can submit your payment information without having to worry. If you do not notice this HTTPS, go through a different store.
It is best to shop online with a credit card. Most credit cards come with a protection plan in case your information is stolen. Your bank will probably give you your money if you purchased a bad product with a credit card while you will entirely depend on the seller to get your money back if you used a debit card.
When you buy a product from an online retailer, be sure that you check the merchant’s return policy. Some retailers charge a restocking fee for returned merchandise. This would not be a good deal for you if you tend to change your mind about purchases after you buy them.
Many of us have a favorite store – are you following your favorite store on Facebook and Twitter? If not, you should be! Companies often announce special offers or sales via social media sites, and by checking their Facebook page or Twitter account regularly, you may find some good deals that you otherwise would have missed out on.
Make sure that you use a secure internet connection when shopping online. If you will be shopping online, secure your internet connection by using a wi-fi password. If you use an unsecured wi-fi, people, who you may not want to have your personal information, can get your information without your knowledge.
A lot of sites specialize in comparison shopping. These sites do not directly sell products but provide shoppers with a detailed list of different stores offering an item as well as the prices. You should use this tool to do some comparison shopping before deciding where to purchase the product you need.
Keep your boxes for what you buy online for 30 days after purchasing any item. This includes the shipping boxes they came in. If something goes wrong in the initial purchase period (for most items 14 to 30 days), you may need to ship the item back in its original packaging. It’s nice then too to have the original shipping box as well since you know it will fit.
Prior to making any purchase, hunt for a coupon code. Some sites, such as retailmenot.com have coupons for many sites. If you are unable to find a coupon code for the website you have in mind, do a search for that website and the term “coupon code”. You may be able to locate a deal that way instead.
Beware of phishing scams. No online retailer will send an email requesting you to send them any personal information in an email. If you receive an email like this, contact your credit card company using the number on the back of your credit card. This will ensure that the email is legit.
Use a calculator to figure out what a deal comes out to with added fees. This is particularly true for bigger ticket items that involve any kind of financing. You should take the time to crunch the numbers to ensure this deal is the best possible one for you. You might be surprised at what you come across.
Online shopping has been around for years, but knowing how to shop in the wisest ways is imperative these days. You should have learned a lot about how to shop online and make it a positive experience. Learning more about online shopping can help you now and in the many months to come.
